Health Benefits for Retirees
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If you belong to NMFT or CSEA, review your Bargaining Unit Contract. If you belong to NMAA, NMAA Confidential, or Supervisors, review pertinent eligibility under the rules and regulation section regarding retiree health benefits.
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Review the Benefits Management Frequently Asked Questions Regarding Retirement Health Benefits. Use this as your check off list of things to do. Check the resources tab on this page.
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If retiring over age 65, review other health benefit options. Check the resources tab on this page.
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View rates charts for Under 65 and Over 65 plans. Also note: rates and plans are subject to change each Open Enrollment. Rates for the following year will not be posted until the month of August after negotiations and contract approval.
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Retiring at the end of the school year
If you are in paid status on the last day of the school year, your benefits will continue through September 30 of that same year. Benefits Management will send a health benefit retirement letter to you during the summer. The letter will explain how to continue your benefits and will include the rate chart showing your monthly premiums beginning October.
Retiring during the school year
Benefits Management will send a health benefit retirement letter to you during your retirement month. The letter will explain how to continue your benefits and how to pay any premiums due once you retire.
Open Enrollment
The Retiree Health Benefit Open Enrollment Event will be held in August. Your Open Enrollment packet will be mailed to your home prior to the event.
Retirement Income Benefit
Contact STRS or PERS directly for information on your retirement income benefits.
Calpers Website Phone: 888 CalPERS (or 888-225-7377)
Calstrs Website Phone: 800-228-5453 (or 916-414-1099)
Resources
FAQ Regarding Retirement Health Benefits
Shopping for Over 65 Medical Plans
Retiree Health Benefit Options at 65
65 and Better Retirees Information
- 2020-21 65 & Better Rate Sheet
- 2020-21 65 & Better Medical Comparison Chart
- 2020-21 Disenrollment Form
- 2020-21 Cigna Open Access Plus Medicare Expand Summary Benefit Coverage
- 2020-21 SCAN Summary of Benefits
- 2020-21 Kaiser Permanente Senior Advantage Summary of Benefits
Medicare - Communicating with your Doctor
California Health Advocates / Medicare Assignment and Costs
Who Pays First - Medicare Guide
2019 Part B Premium Information
2019 Kaiser Group Guide to Medicare
Early Retirees Information
- 2020-21 Pending Early Retiree Rate Sheet
- 2019-20 Early Retiree Medical Comparison Chart
- 2020-21 Cigna Early Retirees Network (HMO) Summary of Benefit Coverage
- 2020-21 Cigna Early Retirees Open Access Plus (OAP) Summary of Benefit Coverage
- 2020-21 Cigna St. Joseph's Hoag Health Select (HMO) Summary of Benefit Coverage
- 2020-21 Kaiser Summary of Benefit Coverage
Third Party Administrator -
Retiree Direct Bill Contact:
Discovery Benefits, Inc.
PO Box 2079
Omaha, NE 68103-20079
Member Services:
Phone - (866) 451-3399
select "New user registration" Have your Registration Code available.
To access mobile app, search for COBRA by Discovery Benefits in your app store
